We are looking for a Credit Analyst to join a finance team in Surrey, British Columbia, where you will support informed lending decisions through thorough financial review and risk assessment. This role plays a key part in evaluating applicants, interpreting financial information, and advising on deal structure to balance client needs with sound credit practices. The successful candidate will bring strong analytical judgement, attention to detail, and the ability to communicate recommendations clearly across internal stakeholders.

Responsibilities:
• Assess borrower profiles by reviewing character, repayment capacity, and overall financial strength to support new credit opportunities.
• Prepare detailed credit evaluations using bank statements, cash flow reporting, ratio analysis, and financial trends to form well-supported recommendations.
• Analyze business financial statements and tax documents to identify risk factors, repayment ability, and the overall quality of lending applications.
• Provide guidance to origination and sales support teams on transaction structure, lending terms, security arrangements, and covenant considerations.
• Review commercial and consumer bureau information to strengthen credit decisions and improve risk awareness.
• Apply corporate lending policies and established procedures consistently to maintain compliance across all assessments.
• Investigate delinquent accounts to identify underlying causes and recommend practical actions to improve repayment outcomes.
• Work closely with senior leadership by presenting findings, supporting decision-making, and responding to additional analytical requests as required.
• Monitor industry developments and market conditions to ensure credit analysis remains current, relevant, and aligned with emerging risks.
• Identify opportunities to improve workflows and contribute practical solutions that enhance efficiency and decision quality.
• Minimum of 2 years of experience in credit analysis, underwriting, or a related financial services role.
• Demonstrated ability to interpret bank statements, cash flow results, financial ratios, and business performance trends.
• Experience reviewing business financial statements and tax returns in support of lending or credit decisions.
• Working knowledge of commercial and consumer credit bureau reporting and its application in risk assessment.
• Familiarity with loan administration processes, collection practices, and broader credit operations.
• Proficiency using CRM systems and other tools that support documentation, workflow management, and client information tracking.
• Strong communication and customer service skills, with the ability to explain credit recommendations clearly to internal stakeholders.
• Solid understanding of credit policies, compliance expectations, and disciplined risk management practices.

Robert Half is the world’s first and largest specialized talent solutions firm that connects highly qualified job seekers to opportunities at great companies. We offer contract, temporary and permanent placement solutions for finance and accounting, technology, marketing and creative, legal, and administrative and customer support roles.

Robert Half works to put you in the best position to succeed. We provide access to top jobs, competitive compensation and benefits, and free online training. Stay on top of every opportunity - whenever you choose - even on the go. Download the Robert Half app and get 1-tap apply, notifications of AI-matched jobs, and much more.

Questions? Call your local office at 1.888.490.5461. All applicants applying for Canadian job openings must be authorized to work in Canada.

Only job postings for jobs located in Quebec appear in French.

© 2025 Robert Half. By clicking “Apply,” you’re agreeing to Robert Half’s Terms of Use and Privacy Notice.